The express loan programs were designed streamline the lending process for quick turn-around loans for particular groups of borrowers. The SBA also makes lower interest rates available to Express loan borrowers.
- SBA Express Loans are designed for small business owners. The estimated response time to the application process is within 36 hours.
- Patriot Express Loans are made available to veterans and active-duty service members to start or expand a small business. These loans secure the lowest interest rates available ranging from 2.25 – 4.75 percent over prime depending on amount and duration.
- Export Express programs were designed to assist small business exporters. There are 3 specific types of loans available to help exporters, depending on their need and type of operation.