As I mentioned before, mostbet online gambling casinos are virtual versions of traditional brick-and-mortar casinos and can provide a wide range of games such as slots, blackjack, roulette, baccarat, craps, and others.
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If you're interested in playing at an online pinup casino, the first step is to find a reputable and properly licensed and regulated one. You can do this by checking for licenses and certifications from regulatory bodies like the Malta Gaming Authority or the UK Gambling Commission, and by reading reviews from other players.
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As I mentioned before, gambling can be addictive and it's important to be aware of the potential risks and practice responsible gambling in 20bet. Setting deposit and loss limits, taking breaks, and knowing when to quit are all important things to consider when playing online casino games.
To play at an online pixbet casino, you will first need to find a reputable online casino that you would like to play at. You can research different online casinos by reading reviews, checking for proper licensing and regulation, and looking at the types of games and bonuses they offer.
Once you've found an online betano casino that you would like to play at, you will need to create an account by providing some personal information, such as your name and email address. The online casino will then send you a confirmation email, which you will need to click on in order to verify your account.
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When playing at an online ice casino casino, you will have a wide variety of games to choose from. These may include slots, blackjack, roulette, baccarat, craps, and more. Some online casinos also offer live dealer games, which allow you to play with a real dealer over a video feed.
It's important to keep in mind that different games have different rules, so be sure to read the rules and instructions for the game you want to play in tortuga casino. Also, it is important to set limits for yourself before starting to play in terms of time and money and also, be aware that gambling can be addictive, so it's important to be aware of the potential risks and to practice responsible gambling.
To understand bittorrent, it's essential to first comprehend the basics of downloading and uploading data on the web. If you've ever used the internet for streaming television series, HD movies or videos at a minimal bandwidth speed then you know how much information is available online - audio files, video clips, pictures and various other document types.
Clearly there are many different ways to go for your source of funds, and there are several factors to keep in mind when weighing your options. Below are a few of the questions you should ask when determining what route is the best for your funding needs:
How much money you’re looking for: This will definitely have an impact on who will be willing to loan to you. If you’re just looking for a small amount it may not be worth the time for VC’s, for example, who are looking for a large return. On the other hand, if you’re looking for 7 figures to start up your first venture, this may be a red flag for banks, which are looking to limit their risk.
How fast your company will grow: This requirement is looked at differently by different potential financiers. Banks just want to insure that you’ll be able to pay back your debts on time, while equity investors are usually looking for a quick, large return on their money.
Willingness to share company control: Equity funding (from VC’s and Angels) means that another party has the stake of ownership in your company, and therefore power over the decisions that are made. Some business owners may feel burdened by the extra pressure of meeting an investor’s needs, while others might appreciate advice from an experienced investor.
Once you have determined those key factors above, continue to ask yourself questions to help with the decision making. There is a huge difference in being a small retailer looking for enough money for an expansion versus a fast-growing bio-technology company looking for big venture funding. Answering these questions can help you define what type of financing is right for you:
Are your needs short or long term?
How quickly will you be able to pay back the loan or provide return on the investment?
Is the money for operating expenses or capital expenditures (items that will become assets)?
Do you need the money upfront or in smaller pieces over time?
Words of Warning
Never begin spending debt or equity payments without first drafting the legal paperwork. Don’t get stuck in a potential lawsuit or feud due to failing to adhere to simple legal rules.
Don’t begin spending promised yet not delivered investment money. There are often times where investments will fall through so don’t create unnecessary debt for yourself by creating financial commitments you can’t keep.
Make sure that you are comfortable sharing ownership of your company with equity financing. Sharing ownership means sharing decision-making so try not to give away too much of your company control without being fully aware of where the power truly lies.
Now that we have discussed a brief overview of the various types of financing and the things to consider, our e-series will now go into specific details on what each type of financing option will entail.
One of the biggest uncertainties that many entrepreneurs have in the seed stage and pre-launch phase is how to get funding for their business. There are a wide variety of sources, tools, and strategies for funding your business. As a brief overview, we have summarized the most common sources of early stage funding below:
You: Funding a startup yourself, also known as “bootstrapping,” is very common. While your funds may be limited, if you can fund your entire operation yourself, you will benefit by avoiding debt repayment while retaining full ownership of your company. Also, many other funding sources are hesitant to invest in your business if you have not invested in it yourself.
Friends and Family: Friends and Family can often be the most generous sources for startup funding. They are likely to have fewer requirements than other sources because they know you and trust your character. Funding from friends and family is usually limited, so you may need to seek out additional funds.
Banks: Banks provide many different options for business funding including loans, credit cards, and lines of credit. These are forms of debt funding. Unfortunately it can be difficult to get a bank loan if your business is brand new, but there are programs like SBA small business loans that can make this process easier.
Angel Investors: Angel investors are usually wealthy individuals who make equity investments in startups with their personal savings with the hope of reaping a large return. The size and terms of investments that they will make varies by the individual investor. Some angels organize into angel groups or networks to pool their resources.
Venture Capital: Venture Capital Firms usually invest in companies that are looking for large investments with potential for high, rapid growth and scalability. They invest large sums of money (hundreds of thousands or even millions of dollars) into startups, usually on the behalf of 3rd party investors. VC Firms are incredibly selective, usually investing in one firm out of several hundred and typically don’t invest at the early stage of a new business.
These are just some of the best known and most popular funding sources, but there are many more. If you’re not sure what type of funding is best for you, talk to people who have experience raising capital and investing in startups. Based on their experience, they may be able to make recommendations that are a good fit for your company.
In our blog series, we will individually look at each of these funding strategies, including many others, to help give you the proper business consulting you need to start your business off on the right foot.
At The Startup Garage, we know that one of the most common reasons why entrepreneurs write business plans is because they are looking for funding. The process of funding a business can be challenging and confusing, with many different ways to get funding, and a variety of requirements for each of them. With this in mind, we have created The Startup Garage Guide to Business Funding E-Series. We’ll touch on all the basics of the business funding process in order to help you understand where your business fits in. Posts in this series will include 3 major sections with thorough explanations of each program.
Debt Financing: With Debt Financing, you are borrowing money and establishing an agreement to pay back your loan at a pre-determined time frame and interest rate. While you maintain full ownership of your company with loans, you are liable to pay back the money regardless of whether your venture succeeds or not. For a startup business, debt usually comes from banks, microloan programs, private lending, personal credit cards or friends and family. We will explain each of these debt programs in detail in our blog series.
Equity Financing: With equity financing, you sell partial ownership of your company in exchange for cash. In this scenario, the investor assumes more risks compared to a loan because if the company fails, they lose their money and are not owed any losses. However, if the company succeeds, equity investors generally receive much better return on their investment than banks and other debt investors. If you decide to pursue equity financing, there are angel investors, venture capital firms, corporate investors, private equity firms, and friends and family.
Alternative Financing Methods: There are many other methods of financing that do not take the traditional route of debt or equity financing. These approaches can either help raise money, or help to minimize early startup costs, helping to preserve valuable assets like cash flow and company equity. These include but are not limited to Customer and Supplier Financing, Grants, Peer to Peer (P2P) Financing, and Seller and Landlord Financing.
Despite the tough economic environment there are still ways to raise money in this day and age if you have a good business that is also a good investment. No matter what method of financing you chose, we recommend that you put together a professional business plan and speak with a trusted financial adviser. Continue to check back daily here at the Startup Garage for our full Financing E-Series as we take you step-by-step through the various methods of financing available.
Last year, California passed legislative to establish the structure of Benefit Corporations – a legal business structure that combines social issues with business efforts. The law took effect January 1st, 2012 and Yvon Chouinard was first in line at the Secretary of State’s office. His company, Patagonia, is an outdoor clothing, apparel, and equipment enterprise that stands for environmental compassion. The company donates portions of profits towards environmentally friendly causes and since 1986, releases statements on which chemicals are used in their product production.
With the start of the new year, California became the seventh state in the United State to pass Benefit Corporate legislation. Often confused with B-Corps, Benefit Corps are the legal entity recognized by states. They looking beyond the traditional goal of maximizing shareholder value and strive to create positive footprints on society and the environment. Read more about Patagonia and California’s new laws at The LA Times.
During his State of Union, Obama proposed new ideas that will stimulate economic growth catered towards entrepreneurs and small business owners. He stated, “Most new jobs are created in start-ups and small businesses, so let’s pass an agenda that helps them succeed.” His agenda includes job creation through innovation, an expansion on tax relief towards small businesses, doubling the tax deduction for domestic manufacturers, encouraging in-sourcing, and cutting subsidies to those who earn over $1 million.
Paying homage to one of the most recognizable figures in entrepreneurship, Obama said, “we should support everyone who’s willing to work; and every risk-taker and entrepreneur who aspires to become the next Steve Jobs.” To learn more about Obama’s small business plans, read Inc Magazine’s article here.
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
Our Work
Fit4Mom
The Startup Garage dialed in the Fit4Mom accounting team. We set up their inventory management, analyzed their revenue streams and made recommendations to increase their profitability and revenue. We were first hired to build their business plan and financial model, and have continued with them through our CFO services.
TSG created revenue models, supported in their commission structure, developed use of funds, and cap table management. Our team began by developing all of their investor documents and supported them through three rounds of capital raising. We are currently working with them on their fourth round of capital raising.
The Startup Garage was able to narrow down revenue streams for iDONATEpro. We re-organized how they spent their resources so they could focus on becoming profitable as quickly as possible.
We redefined the business concept for a wider, more lucrative target market. We revamped the business model, developed a new brand for the company, and honed the sales and marketing strategy.
The Startup Garage helped Kids Choose Charity get clear on their target market and what their product actually was. We also connected them with community resources. KCC is just one non-profit organisations out of a dozen that TSG has worked with over the years.
The Startup Garage team was able to help MintShow get organized around their vision and educate them on the capital raising process. We also constructed their investor deck. Within the past two years we’ve continued to work with them on a number of their subsidiary companies.
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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Sheila Levison
Controller
Sheila has an extensive background as an accountant, auditor, CPA and controller for a broad range of companies. With over 20 years of experience in the field, she provides expert level accounting services specifically tailored to the individual client’s needs. Sheila helps businesses streamline and run more efficiently by being the gatekeeper for all business activities. She has negotiated with the IRS, handled EDD audits, hired and worked with attorneys and handled public and private audits from beginning to end. Sheila has provided accounting services for a variety of companies ranging from KPMG, independent auditing, Frontier Airlines, marketing/manufacturing, real estate and various fitness companies.
Sheila is a CPA and has a Bachelor of Science degree from UCLA with a focus in the areas of mathematics and applied science (emphasis in operations research). Her specializations also include computer science and business administration.
Michael Russell
Fractional CFO
Michael A. Russell, “Mike,” has over twenty-five years of experience as a CFO – principally with rapidly growing, technology-based, manufacturing and software companies. He has been associated with both private and public companies, gaining experience in nearly every role in a financial department. These responsibilities have included functions in accounting, credit, and collections, treasury, financial planning and budgeting, information systems and human resources over the course of his career.
Mike’s record of equity financing speaks for itself, having participated in rasing over $70 million. As a consultant and advisor to emerging companies, he has significant experience in the development of financial strategy and direction, monitoring and explaining performance versus the agreed-to plan. As a CFO for companies in the startup phase, Mike is able to span the requirements of a financial management position from day-to-day detail to assessing the overall view of the strategic direction of the organization. he has developed and maintained relationships with bankers, investors and shareholders.
Mike attended UCLA, where he received a BSEE and MBA in Finance.
Tyler
Jensen
Founder & CEO
Tyler is a serial entrepreneur, startup coach, early stage PT CFO and trusted advisor to numerous founders. He is passionate about helping entrepreneurs start companies that matter. Tyler has helped launch over 200 companies, non-profits and social enterprises.
The first company he started and sold is VAVi Sport & Social Club which grew to over 25,000 members in six years, and was recognized as San Diego’s 30th & 32nd fastest growing private company in 2006-2007 by the San Diego Business Journal and sold for over 25 times the capital investment.
Prior to launching VAVi, Tyler served as the Deputy Campaign Manager for Tim Kane for Congress, where he crafted and managed all aspects of launching and managing a United States Congressional Campaign. He was responsible for the fundraising plan creation & execution, staff volunteer recruitment & management, as well as marketing plan design & implementation. The design and production of campaign promotional materials and other creative marketing initiatives led to substantially increased name recognition and voter support.
Tyler has served as a trusted advisor on numerous Non-Profit and Corporate Board of Directors. He was born in Virginia and spends his free time stand up paddle boarding and building furniture.
Mario
Domogma
DOMAGMA
Mario is a Business Analyst for The Startup Garage. In addition to his educational background, Mario is also passionate in sustainable energy and renewable transportation, noted by his experience working with Tesla Motors. He brings an entrepreneurial bend to his work and a unique perspective to his clients that is tailored to their market.
Degree/Certifications: MSc in Global Finance (Fordham University, New York, NY). MSc in Finance (Antwerp Management School, Antwerp, Belgium). BBA in Finance (University of San Diego, San Diego, CA).
Hobbies: rock climbing, running, and reading.
Favorite quote: “The best way to predict the future is to create it.” – Abraham Lincoln
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
eBook Request
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
eBook Request
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
eBook Request
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
Our Work
Augen Optics
The TSG team put together an investor deck and prepared Augen Optics to pitch to a strategic partner. We coached them in generating their pitch. Augen Optics is a spin-off company of the original Augen. We helped them explore whether the opportunity was the right direction for their overall growth.
We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.
Danielle Greenhouse
Community Development Manager
Danielle Greenhouse is the Operations Manager at The Startup Garage. Prior to joining the TSG team, Danielle worked in the financial services industry with a focus on Operations, Community/Business Development and Meeting & Event Planning. Earlier in her career Danielle worked as a trader and Relationship Manager at Fidelity Investments and she also gained administrative and operational experience working in the Hedge Fund industry. Additional experience includes a background in Early Childhood Development.
Danielle now lives in the San Diego, CA area with her husband of 14 years and her two daughters. She is a graduate of the University of Connecticut and enjoys spending time outdoors with her family and 13-year-old Boston Terrier Roxy. Other hobbies include recently learning to ski, attending regular fitness classes and baking.
Danielle also serves as a Parent Volunteer for the North County Consortium for Special Education (NCCSE). NCCSE is a Special Education Local Planning Area (SELPA) whose goal is to ensure that every eligible child receives appropriate special education services within their school district.
Degree/Certifications: B.A., Arts & Science from The University of Connecticut (concentration: English, Women’s Studies). Additional studies: Mira Costa College (concentration: Early Childhood Education).
Mark Meyerdirk
Managing Partner
Early in his career Mark built his own business with over 120 employees; he has also operated a franchise company with 300 offices and 3,000 sales agents. Mark works with venture funds, private equity funds and commercial real estate developers. He serves on numerous boards of directors, has started up dozens of new companies, has worked with investment banks as a FINRA registered representative and has traveled to and worked with companies all over world on complex business projects.
Mark operates his consulting company, Meyerdirk Consulting Group, Inc., which specializes in capital formation strategies for emerging companies, franchising and is the co-founder of the Alternative Investment Forum designed to connect high net worth investors, family offices and private equity firms with early stage companies.
Mark lives in the Kansas City area with his wife of 41 years and has 4 children and 5 grandchildren. He is a graduate of the University of Colorado – Boulder and Washburn University School of Law.
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Lauren
Diaz
PRESIDENT
Lauren M. Diaz, CPA, is the President at The Startup Garage, joining the team in 2016.
Lauren worked as a Director of Finance for CSX, a Fortune 250 Transportation Company, based in Jacksonville, FL. During her six-year career at CSX, Lauren held multiple Finance and Marketing roles, gaining valuable experience in financial modeling, pricing analytics, market valuation and capital strategy. Prior to CSX, Lauren spent two years at a Public Accounting firm in Miami, FL.
Degree/Certifications: CPA (licensed in FL); MBA (University of Florida); M.S. of Accounting (University of Miami); B.B.A of Accounting (University of Miami)
Hobbies: Cycling, Triathlon, Coaching, Traveling, Music
Favorite quote: “To be inspired is great. To inspire is incredible.” -Stacey T. Hunt
Lauren is a passionate cyclist and triathlete and is the CFO and Director of Sponsor Strategy for DelaFina Racing, a not-for-profit women’s cycling team and club. DelaFina Racing seeks to empower women and build confidence through the sport of cycling.
Lacie Ward
Community Operations Manager
Lacie Ward is the Community Operations Manager at The Startup Garage. Prior to joining the TSG team, Lacie worked in the Brand Development industry with a focus on Public Relations, Community/Business Development and Social Media Management. Lacie attended California State University San Marcos where she studied Communications with an emphasis in Mass Media and was involved with the Peer Mentorship Program, Greek Life and was an Orientation Team leader.
Lacie was born and raised in San Diego, CA and doesn’t plan on leaving anytime soon. She enjoys spending time outdoors and is an animal rights activist. Other hobbies include cooking, gardening and spending time at the beach.
Lacie also serves as a volunteer for Kitchens For Good. Kitchens for Good aims to break the cycles of food waste, poverty and hunger through innovative programs in workforce training, healthy food production, and social enterprise.
Victoria Lakers
Fractional CFO
Victoria possesses over fifteen years of experience in finance, capital raising, marketing and sales, and operations development, including experience at a top 10 global private equity firm and in founding and selling her own company. She has participated in raising over $2.5 billion for various alternative investments.
Learn More About High-Performance Startup Financial Services.
Call (858) 876-4597, or fill out the form.
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We believe entrepreneurs are changing the world. Our team is dedicated to supporting you with the resources for success.